Are you in compliance with 12 CFR Part 35?   12 CFR Part 35 states; A bank shall make its annual disclosure statement available to the public beginning not later than March 31 or, if the bank mails an annual report to its shareholders, beginning not later than five days after the mailing of such reports, whichever occurs first. A bank shall make a disclosure statement available continuously until the disclosure statement for the succeeding year becomes available.

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